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Why Choose MBF

Designed for life
in the air

Built on experience. Focused on your future.

Australian Air Pilots MBF exists to support commercial pilots and their families when flying life takes an unexpected turn. We are run by pilots, for pilots, which means our decisions, benefits, and support are shaped by real experience in aviation.
As a member-owned fund, our focus is not short-term gains or shareholder returns. It is long-term financial security, fair benefits, and genuine care for the people who rely on us. Everything we do is designed to give pilots confidence that their future is protected, whatever comes next.

6 Reasons to choose AAPMBF

1. Designed specifically for aviation careers

Our income protection and loss of licence cover is built around the unique risks pilots face, not generic insurance models. It is shaped to reflect medical requirements, licensing realities, and the demands of flying life.

2. Run by pilots, for pilots

We understand the profession because we are part of it. From governance through to day-to-day support, decisions are informed by real aviation experience and a deep understanding of pilot careers.

3. Member-owned and not 
for profit

AAPMBF is owned by its members. That means we focus on long-term value, sustainable benefits, and keeping administration costs as low as possible, so more of your contributions go towards your protection.

4. Long-term focus on 
financial security

Our approach prioritises stability and sustainable outcomes over time. While markets can fluctuate, our focus remains on protecting your financial future 
for the long haul.

5. Better value when you 
join earlier

Joining before age 40 qualifies you for the highest level of protection at the lowest cost. Planning ahead can also provide greater flexibility as your career, income, and family responsibilities grow.

6. Support that understands 
flying life

From joining through to claims, you are supported by a team that understands the pressures and realities of being a professional pilot. We provide clear guidance and practical support when you need it most.

Want to know more about our product and its costs?

Learn more about our Loss of Licence Cover, the costs and what to consider when you are comparing.